O C F I T B L O G Mortgage 1-year self-employed mortgage program

1-year self-employed mortgage program

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With just one year of self-employment needed, we make it easier for entrepreneurs and business owners to achieve financing for the purchase or refinance of a property. Our program allows for up to 80% loan-to-value for purchases, as well as options for refinancing and cash-out.

Program Highlights

  • Just one year of self-employment required
  • Up to 80% loan-to-value for purchases
  • Options for refinancing and cashing out funds available

Program Requirements:

  • Minimum FICO score of 660
  • Income qualification with just 12 months of recent bank statements and the previous year’s W-2
  • Must be in the same line of work or industry

With our years of experience as a trusted mortgage broker, we are proud to offer a specialized 1-year self-employed mortgage program tailored to meet your unique needs. Contact us for more information about this program.

Have questions or need help?

Call us now at 800-220-LOAN

Request a call back or email us your questions!

Get Started

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